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Category Archives: Chapter 7

Rebuilding Credit after Bankruptcy

By David J. Hernandez |

The decision to file bankruptcy is a difficult one. For many individuals, it can feel as if they’ve decided to do something bad or even criminal. There may be feelings of guilt or failure. It doesn’t help matters that bankruptcy can damage one’s credit score. Rebuilding a credit score after bankruptcy can seem as… Read More »

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Recent Decline in National and New York Bankruptcy Filings

By David J. Hernandez |

Despite the economic downturn, recently a rather surprising statistic was announced, June ended with a decline in bankruptcy filings. This dip is welcomed news after a long stretch of the same old depressing economic downward spiral. The drop in filed bankruptcies was a fairly impressive 6.2 percent drop from May, and an even better… Read More »

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